Requirements

PAG-IBIG FINANCING (LOCALLY EMPLOYED)

*Developer Assisted*
IF LOAN AMOUNT IS BELOW 750K:

1. COMPLETELY FILLED OUT APPLICATION FORMS (Developer's forms)
2. 3 PCS 1X1 ID PICTURES (If Married: Husband & Wife)
3. PHOTOCOPY OF 2 VALID IDs (If Married: Husband & Wife)
4. CEDULA / CTC (If Married: Husband & Wife)
5. PAG-IBIG COUNSELLING / MSVS
6. TIN (Tax Account. No.)
7. PROOF OF BILLING (Meralco, Water, Mobile, etc)
8. BIRTH CERTIFICATE (Single) / MARRIAGE CERTIFICATE (Married)
9. PDC (Post Dated Cheques) - Total 50 pcs
   - 12 pcs for DP/Equity as per Chosen Term
   - 36 pcs for Amortization
   - 2 pcs for Real Property Tax 

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ADDITIONAL REQUIREMENTS IF LOAN AMOUNT IS ABOVE 750K: 
1. CERTIFICATE OF EMPLOYMENT WITH COMPENSATION (COE)
2. INCOME TAX RETURN (ITR)
3. ORIGINAL PAY SLIP (@ least 3 months)

PAG-IBIG FINANCING (OFW)

*Developer Assisted*
IF LOAN AMOUNT IS BELOW 750K:

1. COMPLETELY FILLED OUT APPLICATION FORMS (Developer's Forms)
2. 3 PCS 1X1 ID PICTURES (If Married: Husband & Wife)
3. PHOTOCOPY OF 2 VALID IDs (If Married: Husband & Wife)
4. PAG-IBIG COUNSELLING / MSVS
5. SPECIAL POWER OF ATTORNEY (SPA) - Developer's Form (Consularized)
6. PROOF OF BILLING (Meralco, Water, Mobile, etc)
7. BIRTH CERTIFICATE (Single) / MARRIAGE CERTIFICATE (Married)
8. POP RECORD BOOK (PAG-IBIG OVERSEAS PROGRAM)
9. PDC (Post Dated Cheques) - Total 50 pcs
   - 12 pcs for DP/Equity as per Chosen Term
   - 36 pcs for Amortization
   - 2 pcs for Real Property Tax 

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ADDITIONAL REQUIREMENTS IF LOAN AMOUNT IS ABOVE 750K:
1. CERTIFICATE OF EMPLOYMENT WITH COMPENSATION (COE) - Consularized by Phil. Embassy
2. JOB CONTRACT SIGNED BY POEA / CONTRACT OF EMPLOYMENT

BANK FINANCING

STANDARD APPLICATION REQUIREMENTS:

1. COMPLETELY FILLED OUT APPLICATION FORM (Developer's Form)
2. 3 PCS 1X1 ID PICTURES (Borrower & Spouse)
3. PHOTOCOPY OF 2 VALID IDs (Borrower & Spouse)
4. CEDULA / COMMUNITY TAX CERTIFICATE (CTC) (Borrower & Spouse)
5. TIN (Tax Identification No.)
6. BIRTH CERTIFICATE (Single) / MARRIAGE CERTIFICATE (Married)
7. PROOF OF BILLING (Meralco, Water, PLDT, Etc)


To be Submitted if Applicant is EMPLOYED:
1. ORIGINAL COPY OF CERTIFICATE OF EMPLOYMENT WITH COMPENSATION (COE)
2. LATEST INCOME TAX RETURN (ITR)

To be Submitted if Applicant is SELF-EMPLOYED:

1. AUDITED FINANCIAL STATEMENTS FOR LAST 2 YRS
2. TWO (2) YRS IN-HOUSE FINANCIAL STATEMENTS & INTERIM STATEMENTS (when available)
3. ITR FOR LAST 2 YRS
4. PHOTOCOPY OF BANK STATEMENTS & PASSBOOK (Last 6 months)
5. CERTIFICATE OF BUSINESS REGISTRATION WITH SEC OR DTI (If single proprietorship)
6. ARTICLES OF INCORPORATION AND BY-LAWS (If applicable)
7. BUSINESS BACKGROUND / COMPANY PROFILE
8. TRADE SUPPLIERS / CUSTOMERS (@ least 3 for each with Contact Persons & Numbers)

IN-HOUSE FINANCING

STANDARD APPLICATION REQUIREMENTS:

1. COMPLETELY FILLED OUT APPLICATION FORM (Developer's Form)
2. LATEST PROOF OF INCOME
3. 3 PCS 1X1 ID PICTURES (Borrower & Spouse)
4. PHOTOCOPY OF 2 VALID IDs (Borrower & Spouse)
5. CEDULA / COMMUNITY TAX CERTIFICATE (CTC) (Borrower & Spouse)
6. TIN (Tax Identification No.)
7. BIRTH CERTIFICATE (Single) / MARRIAGE CERTIFICATE (Married)
8. COMPLETE POST DATED CHECKS FOR EQUITY/DP & AMORTIZATION

To be Submitted if Applicant is EMPLOYED:
1. ORIGINAL COPY OF CERTIFICATE OF EMPLOYMENT WITH COMPENSATION (COE)
2. LATEST INCOME TAX RETURN (ITR)

To be Submitted if Applicant is OFW:
1. JOB CONTRACT
2. PASSPORT
3. SPECIAL POWER OF ATTORNEY (SPA)
4. VALID ID OF ATTORNEY IN FACT
5. 1 PC ID PICTURE OF ATTORNEY IN FACT
6. RESIDENCE CERTIFICATE OF ATTORNEY IN FACT

To be Submitted if Applicant is SELF-EMPLOYED:

1. AFFIDAVIT OF INCOME
2. BUSINESS NAME & PERMIT
3. PASSBOOK WITH 3 MONTHS MAINTAINING BALANCE
4. INCOME TAX RETURN (ITR)

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